Overview

Through its latest offering Insta Personal Loan, Bajaj Finserv has pre-approved offers for its existing customers as well as new customers. To check, all you need to do is enter your mobile number.

If you are an existing customer of Bajaj Finserv, you have pre-approved loan offers assigned to you. To check the amount you can get, just enter your mobile number and OTP. Select the amount of money you need, choose the repayment tenure, and have the money transferred to your account. In most cases, the loan amount is transferred within just 30 minutes. You do not need to provide any paperwork*.

As an Insta Personal Loan customer, you can be eligible for an amount going up to Rs. 10 lakh. Depending on your profile, you may be asked to submit additional documents for processing. In this case, it may take up to 4 hours for the Insta Personal Loan  to be disbursed to your account.

Features and Benefits of Instant Personal Loans

The biggest advantage of the Bajaj Finserv Insta Personal Loan is the quick disbursal time of 30 minutes* to 4 hours. Some additional features include

• .       Flexible repayment tenure up to 60 months

• .       No income proof or other documents required for select customers

• .       Pre-approved offers and pre-assigned limits of up to Rs. 10 lakh

• .       End-to-end online application process with instant loan disbursal

• .       No need to pledge any collateral or security

Eligibility criteria and documents required for instant personal loan

• For existing customers:

Existing customers do not need to submit any income proof or documents to get our Insta Personal Loan. However, in some cases, customers may be asked to submit a few documents to complete their KYC or to upload their latest bank statements.

• For new customers:

New customers may be asked to submit additional documents and undergo a CIBIL check before the loan is transferred to their bank account.

• Interest Rates and Charges Applicable in Instant Loan Online :

*Part-prepayment should be more than one EMI.

• Repayment tenure

Insta Personal Loans come with long repayment tenures that range from 12 months to 60 months. You can use our online personal loan EMI calculator to get an idea of your probable EMIs and select the tenure that is the most affordable for your finances.

Calculate your EMIs now

How to get a Bajaj Finserv Insta Personal Loan

1.   Click on ‘CHECK OFFER’ on this page to open the online form.

2.   Enter your 10-digit mobile number and verify your profile with the OTP sent to your phone.

3.   You will see an offer with a pre-assigned loan limit for you. Choose the loan amount you would like to borrow.

4.   Select a repayment tenure that suits you best.

5.   Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with Bajaj Finserv.

Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.