Insta EMI Card

The Bajaj Finserv Insta EMI Card is an existing member identification card that allows you to shop for 1 million+ products on Easy EMIs. With the Insta EMI Card, you get a pre-qualified card loan limit of up to ₹3,00,000 that can be utilised across 1.5 lakh+ online and offline partner stores across 4,000 cities. To shop with our online partners, complete your first offline transaction at a partner store near you and enjoy the maximum benefits of your card. You can use the digital card to convert all your purchases into Easy EMIs and choose a flexible repayment tenure of up to 60 months.

Eligibility criteria and documents required for the Bajaj Finserv Insta EMI Card

You can easily get the Bajaj Finserv Insta EMI Card if you meet the following eligibility criteria

-  Age: You must be between 21 and 65 years of age

-  Income: You must have a regular source of income

-  Nationality: You must be an Indian citizen

You do not have to submit any physical documents to apply for the Insta EMI Card. However, in some cases, minimal documentation is required to process the card application. You need to keep the following documents handy while applying

   -PAN card details

   -Aadhaar card details for KYC

   -Address proof

   -Cancelled cheque

   -Signed ECS mandate

How to apply for the Bajaj Finserv Insta EMI Card online? 

Here is a step-by-step guide to apply for the Insta EMI Card online:

1.       Enter your 10-digit mobile number and verify the OTP sent to your phone.

2.       Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.

3.       Select your employment type and gender.

4.       Click on submit to know your card limit.

5.       Verify your KYC using your Aadhaar card or DigiLocker.

6.       Post successful KYC, pay a one-time joining fee of Rs. 530.

7.       Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.

8.       After successful e-mandate registration, your card is ready to use.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

How to apply for the Bajaj Finserv Insta EMI Card offline? 

To apply for the card offline, follow these steps:

·       Visit any EMI Network partner store

·       Choose the product that you want to buy

·       Get assistance from the store representative and opt for in-store financing

·       Submit basic documents to set up your Insta EMI Card

Fees and charges :-