Frequently Asked Questions
Frequently Asked Questions
1. What is Check Your EMI Eligibility?
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Your EMI Eligibility is a calculation that determines the maximum loan amount you qualify for based on your income, credit score, and financial commitments.
2. What is Bajaj Insta Credit?
Bajaj Insta Credit is a method to check your instant loan eligibility for a Low-Cost EMI loan. It allows you to check your eligibility instantly within a few minutes without any physical documents.
3. What documents do I need to submit to check eligibility for Bajaj Insta Credit benefits?
You need to fill in your basic details (PAN number & DOB) to check your eligibility for Bajaj Insta Credit benefits. No physical documents are required to check your eligibility.
4. How long does it take to get eligible on Bajaj Insta Credit?
It takes just a few minutes to get your loan offer eligibility instantly through Bajaj Insta Credit.
5. What are the benefits of Bajaj Insta Credit?
Bajaj Insta Credit comes with exclusive benefits such as: 1. Loan offer eligibility of up to Rs. 2 Lakh 2. Completely digital process with No Cost EMI 3. Zero approval fees 4. Loan offers applicable at 150+ brands across 1 Lakh+ stores in India. 5. Attractive EMI options like Zero Downpayment, 1 EMI off, etc.
6. What should I do if I am rejected by Bajaj Insta Credit?
If you are rejected by Bajaj Insta Credit, visit the nearest Bajaj Finance Limited partner store, and meet with a representative to complete the process.
7. What should I do next if I receive an approval limit?
If you are approved for a loan offer amount, your next step is to visit the store and complete your purchase.
8. What is the validity of the loan offer amount?
The loan offer amount will be valid for 30 days.
9. Can my loan offer amount be changed when I visit the store?
Yes, your loan offer amount can be changed based on the Bajaj Finance Limited partner store you visit and the product you select.
10. Why was I approved for a lesser amount?
The approved loan amount is based on your eligibility and the company’s risk policies, which consider multiple factors.
